STUDY. WORK. PLAN AHEAD.

Student numbers,
made simpler.

Free tools for student loans, part-time work, savings and everyday calculations. No account needed, and the numbers you enter stay in your browser.

Check your student loan repayment
01

Starting work?

See what your hourly wage adds up to across a week, month or year.

Convert hourly pay →
02

Repaying a loan?

Estimate deductions for UK undergraduate and postgraduate loan plans.

Estimate repayments →
03

Planning ahead?

Explore a savings goal or check the real value of a student discount.

Plan your savings →
USEFUL THROUGH UNI AND BEYOND

Calculators picked for students

A QUICK GUIDE

How UK student loan repayments work

Repayments depend on your income and loan plan, rather than the amount you originally borrowed. When your income is above the relevant threshold, a percentage of the amount above that threshold is deducted. Postgraduate loan deductions can apply at the same time as an undergraduate plan.

Our calculator uses the published 2026/27 deduction thresholds. Payroll calculations use pay-period rules and rounding, so an individual payslip can differ from the annual estimate.

Calculate an estimate →