£18,000 salary breakdown
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £18,000.00 | £1,500.00 | £346.15 |
| Income Tax | £1,086.00 | £90.50 | £20.88 |
| National Insurance | £434.40 | £36.20 | £8.35 |
| Take-home pay | £16,479.60 | £1,373.30 | £316.92 |
That works out at about £63.38 take-home per working day. Before tax, £18,000 is about £9.23 an hour at 37.5 hours a week.
How the tax is worked out
The first £12,570 is covered by the Personal Allowance. Income Tax on £18,000 is £1,086.00 and employee National Insurance is £434.40, taking 8.4% of your gross pay in total. On each extra £100 you earn at this level, about £28 goes in tax and National Insurance.
£18,000 after tax in Scotland
Scotland uses different Income Tax bands. A Scottish taxpayer on £18,000 takes home about £16,519.27 a year (£1,376.61 a month), which is £39.67 more a year than in the rest of the UK.
What is not included
These figures assume a standard 1257L tax code, no pension contributions, no benefits in kind and an employee below State Pension age. Pension contributions and salary sacrifice reduce your take-home pay but also reduce your tax. Use the take-home pay calculator to try a different salary or tax region.
Common questions
How much is £18,000 after tax per month?
About £1,373.30 a month in England, Wales or Northern Ireland in the 2026/27 tax year, after Income Tax and National Insurance.
How much is £18,000 after tax per week?
About £316.92 a week, based on 52 weeks.
What is £18,000 a year per hour?
About £9.23 an hour before tax, based on 37.5 hours a week and 52 paid weeks.
How much tax do I pay on £18,000?
£1,086.00 Income Tax and £434.40 National Insurance a year, a combined 8.4% of your salary.
How much is £18,000 after tax in Scotland?
About £16,519.27 a year, or £1,376.61 a month, using Scottish Income Tax bands.
For general information and planning, not personalised financial or tax advice. Figures use 2026/27 rates checked on 30 September 2026.